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Terms of Service

Use of Services

By using Opal Software’s website and services (“Services”), you agree to these Terms of Use. You may only use the Services for lawful purposes, and you are responsible for keeping your account details secure. Any misuse, disruption, or attempt to gain unauthorized access is strictly prohibited.

Privacy and Data Protection

Your privacy is protected in accordance with our Privacy Policy. We use strong security measures to safeguard your information and will never sell, rent, or trade your data. Information is only shared when necessary to deliver services or when legally required.

Intellectual Property

All content, software, and materials provided through the Services are the property of Opal Software or its licensors. These are protected by intellectual property rights and may not be copied, modified, or redistributed without written permission.

Payments and Transactions

Payments are processed securely and used only to complete your transactions. You agree to provide accurate billing information, and Opal Software is not responsible for issues that result from inaccurate or unauthorized details.

Limitation of Liability and Termination

Opal Software is not liable for indirect or consequential damages related to your use of the Services. We reserve the right to suspend or terminate access at our discretion if these Terms are violated.

For any questions, please contact us at support@getopal.co.

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Terms of ServicePrivacy Policy

1. Opal partners with CapitalOS and First Internet Bank of Indiana, Member FDIC, for Opal Card. Cards are issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Depending on your location, credit is provided by CapitalOS, Inc. or CapitalOS Financial Services LLC.

2. Opal Card is a pay in full charge card. Any outstanding statement balance will be automatically debited on each monthly payment due date from your designated bank account or Opal Balance. If your account cannot be successfully debited on the payment due date, your card may be locked and you won’t be able to make new purchases until your balance has been repaid.

3. Your business performance will be periodically reviewed to assess qualification for a credit increase. If eligible, you will have the option to accept the increase.